Home equity held by U.S. mortgage borrowers reached a record $18 trillion in the second quarter of 2026, according to ICE. The milestone comes as the national delinquency rate edged higher, serious late payments declined, and negative equity increased among some recent buyers, highlighting an increasingly uneven financial position among American homeowners. Key Takeaways Mortgage-holder home equity reached $18 trillion in Q2 2026, the highest level recorded by ICE. About 47.5 million mortgage holders had $11.7 trillion in tappable equity, averaging roughly $212,000 per borrower. The national mortgage delinquency rate rose five basis points to 3.55% in June, while serious delinquencies fell to 570,000. About 813,000 borrowers were underwater in Q2, up 44% from a year earlier, with concentrations among recent buyers and homeowners in Texas and Florida. U.S. homeowners with mortgages entered the summer holding more property equity than at any previous point in ICE’s data, but the
Major U.S. banks announced expanded commitments to finance affordable housing developments and homeownership initiatives, adding new capital to projects intended to increase housing supply. The
U.S. homebuyers now need an annual income of $109,796 to afford the typical home, while the median household earns $87,599. Based on June 2026 data,
More U.S. home sellers lowered asking prices in July, according to the latest housing market report from Realtor.com, as higher mortgage rates and slower seasonal
Foreign purchases of U.S. existing homes declined over the past year, according to the National Association of REALTORS®’ 2026 international transactions report. Despite fewer transactions
Wildfire exposure is altering housing migration across rural California as buyers, sellers and lenders weigh insurance access, hazard maps and ownership costs. State and industry
Starter-home inventory has improved from recent lows across the United States, according to a new housing market report, but affordability and available listings continue to
Foreclosed homes are selling for nearly 30% below their original list prices in 2026, according to a new Realtor.com report. The findings indicate stronger buyer
The Los Angeles Unified School District continues to provide affordable apartments for eligible employees through its workforce housing program, which now includes 185 units across
Amazon Supply Chain Services has been introduced to let businesses use the company’s freight, warehousing, fulfillment and delivery network, prompting industrial real estate professionals to
A new CNBC housing market survey found that more U.S. real estate agents are describing their local markets as balanced rather than favoring sellers. The
Office REIT funds are receiving renewed attention from market observers as investors evaluate commercial real estate investment trusts beyond the fast-growing data center segment. Recent
EQT Real Estate announced the acquisition of a 2.4 million-square-foot logistics portfolio spanning multiple Southeast U.S. markets, adding a collection of industrial properties positioned within
The Heart of America headquarters proposal moved forward in Des Moines as the hospitality and development company continued discussions with city officials regarding plans for
A South Windsor commercial property portfolio has been placed on the market in Connecticut with an asking price of $7 million, bringing a collection of
The housing market is facing another challenge as builders across the United States contend with higher costs for key construction inputs including copper, lumber, diesel
Alexandria Real Estate is set to release earnings as Alexandria Real Estate Equities prepares to report its upcoming quarterly results following Q4 2025 performance that
The Hollywood real estate market is undergoing notable changes as a prominent LA studio lot experiences a significant valuation reset, signaling broader trends within the
The average U.S. 30-year mortgage rate climbed to 6.66% on July 30, its highest level of 2026, as loan applications and pending home sales weakened. Data from Freddie Mac,
East Capital Partners, through a joint venture with Westport Capital Partners, acquired a three-building industrial portfolio in Tampa using $23.15 million in acquisition financing. The transaction adds 169,055 square
A 289-unit apartment community in Tampa has secured $107.7 million in financing from Acre Credit Fund II JP LLC, according to public records. The loan involves a property owned
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