Market Desk
30-Yr Fixed6.71%▲ 0.04 15-Yr Fixed5.88%▲ 0.02 Median List$429,900▼ 0.8% Existing Sales4.03M▲ 1.2% Housing Starts1.32M▼ 2.1% REITs · VNQ$91.20▲ 0.9% Case-Shiller324.1▲ 0.3% Active Inventory1.09M▲ 3.4%

Real Estate Today

Market Desk
30-Yr Fixed6.71%▲ 0.04 15-Yr Fixed5.88%▲ 0.02 Median List$429,900▼ 0.8% Existing Sales4.03M▲ 1.2% Housing Starts1.32M▼ 2.1% REITs · VNQ$91.20▲ 0.9% Case-Shiller324.1▲ 0.3% Active Inventory1.09M▲ 3.4%

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Home Insurance Costs Rise as U.S. Asking Prices Keep Falling

Home Insurance Costs Rise as U.S. Asking Prices Keep Falling

Home insurance costs averaged $209 a month for U.S. single-family mortgage holders in the second quarter of 2026, up 8.7% from a year earlier. Meanwhile, housing data released October 29 showed another decline in advertised home prices. The contrast matters to homeowners and buyers calculating their total monthly housing expenses. Key Takeaways ICE measured average property insurance payments of $209 a month among single-family mortgage holders in the second quarter Annual insurance cost growth slowed to 8.7%, down from a 15.1% peak in late 2024 Realtor.com reported a $414,000 median asking price for the week ending October 24, down 1.4% annually Freddie Mac’s average 30-year fixed mortgage rate stood at 7.24% on October 29, above its level a year earlier Home insurance costs remain elevated for U.S. mortgage holders even as asking prices for homes on the market have declined. Reports from Intercontinental Exchange (ICE) and Realtor.com show how the